Terms & Conditions

CAREFULLY READ THE TERMS OF USE BELOW

The following Terms and Conditions govern the use of smartfinancepoint.com(It) and are in place to protect everyone who uses the website.

1. Terms
By accessing smartfinancepoint.com, you agree to comply with these Terms of Service, all applicable laws, and assume responsibility for compliance. If you disagree with any terms, you may not access or use the site. Materials on this Website are protected by copyright and trademark laws.

2. Use License
Permission allows temporary download of one copy of materials for personal, non-commercial viewing only. This is a license, not a transfer of title; under it, you may not:

This license terminates automatically upon breach and may be ended by It at any time. Upon termination, you must destroy all downloaded materials.

3. Disclaimer
Materials on It’s website and emails are provided “as is.” It disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
It does not warrant accuracy, completeness, or currentness of materials on the website or linked sites. Materials may include technical or typographical errors. Changes may occur without notice; however, no commitment exists to update materials.

4. Editorial Content
Information on the website and via email is generic and non-specific, for informational purposes only. We do not advocate specific investments. All trading types carry potential rewards and risks.

5. Indemnification
Under no circumstances shall It’s, its licensors, suppliers, or any mentioned third parties be liable for damages (including, without limitation, loss of data or profit, personal injury, wrongful death, or business interruption), whether arising from warranty, contract, tort, or any other legal theory, due to the use or inability to use materials on It’s website or email, even if It’s or an authorized representative has been notified of such potential damage orally or in writing.
It’s is based in the United States and does not assert that the content is suitable or accessible outside the USA. Accessing smartfinancepoint.com from outside the United States is at your own risk, and you must comply with your jurisdiction’s laws. All provisions remain in effect after these Terms and Conditions expire or terminate for any reason.
By accepting these Terms and Conditions, you agree to defend, indemnify, and hold It’s, its officers, directors, employees, agents, licensors, and suppliers harmless from any claims, actions, liabilities, settlements, and reasonable legal and accounting fees resulting from or alleged to result from your violation of these Terms and Conditions.

6. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of Delaware and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

7. Modifications
Smart Finance Point reserves the right to modify these terms of service for its website without prior notice. Your continued use of this website constitutes acceptance of the current version of these terms of service.

8. Third-Party Links and Tools
We may include links on our Services to third-party websites or applications, including social media sites. These sites and apps operate independently from Smart Finance Point and maintain their own privacy policies. Smart Finance Point does not oversee the privacy practices of these external sites and apps, and they are not governed by this Privacy Policy. It is advisable to review the privacy policies of any other websites or applications you use to understand their data handling practices.
Additionally, our Services may incorporate integrated social media tools or “plug-ins,” such as social networking tools provided by third parties. If you utilize these tools to share personal information or engage with these features on our Services, these third parties may collect information about you and may use and disclose such information according to your account settings, including sharing it publicly. Your interactions with these third parties and the use of their features are subject to their respective privacy notices. We encourage you to carefully review the privacy notices of any accounts you establish and use.

9. Cookies
Some services use cookies. By using, you consent to cookie use.

10. Security Measures
Smart Finance Point has implemented reasonable measures to safeguard collected personal data against loss, misuse, unauthorized access, disclosure, alteration, or destruction. These precautions encompass contractual, administrative, physical, and technical safeguards, including the use of firewall protection and encryption technology where suitable. It is important to acknowledge that despite our efforts to establish a secure and dependable site for users, we cannot guarantee the confidentiality of any communications or materials transmitted to or from Smart Finance Point.

11. MISCELLANEOUS WAIVER
No provision of this Agreement shall be waived unless explicitly documented in writing and signed by an authorized representative of Smart Finance Point. Our remedies under this Agreement are cumulative, not alternative, meaning the pursuit of one remedy does not preclude seeking others for a breach. Smart Finance Point’s failure to insist on compliance with any provision does not forfeit its right to demand performance in the future. Waiving rights due to a breach does not nullify the provision itself. Furthermore, Smart Finance Point’s failure to enforce any rights under this Agreement or applicable laws does not waive those rights.
No party waives its rights under this Agreement simply due to the passage of time or by any statement or representation except (i) by an authorized representative and (ii) in a clear written waiver. Waiving rights related to a breach of this Agreement does not extend to rights for any prior or subsequent breach of this Agreement.

SEVERABILITY
If any provision (or part thereof) of this Agreement is deemed illegal, invalid, or unenforceable by a court of competent jurisdiction, the unaffected provisions (or parts thereof) shall remain valid and enforceable to the fullest extent permitted by law. The Agreement shall be adjusted as necessary to ensure enforceability, validity, and alignment with applicable law and the original intent of the parties. All other terms and provisions shall continue in full force and effect.

FORCE MAJEURE
Smart Finance Point shall not be liable under any circumstances for the cessation, interruption, delay, or failure in the performance of its Services or obligations under this Agreement due to events beyond its reasonable control, including but not limited to acts of nature, forces of nature, Internet failures, computer equipment failures, telecommunication equipment failures, failures of ISPs or cloud-hosting providers, other equipment failures, power outages, strikes, labor disputes, lockouts or boycotts, riots, terrorism, insurrections, civil disturbances, shortages of labor or materials, hurricanes, earthquakes, fire, floods, storms, natural disasters, explosions, acts of God, armed conflict, war, governmental actions, or orders of domestic or foreign courts or tribunals.

ENTIRE AGREEMENT
This Agreement, along with any additional agreements, terms, conditions, rules, policies, and modifications by Smart Finance Point, collectively forms the comprehensive understanding between you and Smart Finance Point regarding your utilization of the Services and all related subjects. This Agreement supersedes and governs all previous proposals, agreements, or communications, including earlier versions of this Agreement, between you and Smart Finance Point. You may not waive, alter, or supplement this Agreement in whole or in part, except with explicit written consent or amendment by Smart Finance Point.

HEADINGS AND TITLES; INTERPRETATION
The titles and headings in this Agreement are included for convenience and organizational purposes only. They do not alter or affect the interpretation or meaning of this Agreement in any manner. Furthermore, references to parties, individuals, entities, or corporations in this Agreement are intended to encompass all appropriate genders and numbers as required by the context of this Agreement.

TRANSFER AND ASSIGNMENT
You are prohibited from assigning or transferring, either directly or indirectly through a third party, this Agreement or any of its associated interests, rights, or obligations without the prior written consent of Smart Finance Point. However, members of the Smart Finance Point Lifetime (“Smart Finance Point Members”) may assign this Agreement without the need for prior written consent, provided that such members notify us in writing before the assignment takes effect. Any attempt to assign in contravention of this provision shall be deemed null and void and without any legal effect. Smart Finance Point reserves the right to assign its rights and obligations under this Agreement and may involve subcontractors or agents in fulfilling its duties and exercising its rights hereunder without notifying you or obtaining your consent. Where applicable, this Agreement is binding on the parties and shall benefit their respective successors and permitted assigns.

AGENCY DISCLAIMER
This Agreement explicitly states that it does not establish an agency, employment, partnership, joint venture, franchise, or any other similar or special relationship between you and Smart Finance Point. Neither party has the authority to assume obligations, make representations, warranties, or commitments on behalf of the other party or its affiliates, whether implied or expressed, or to bind the other party or its affiliates in any manner. The relationship between you and Smart Finance Point is strictly confined to the responsibilities and obligations outlined in this Agreement.

NON-BENEFICIARY CLAUSE You acknowledge and affirm that this Agreement does not intend, either expressly or implicitly, to confer upon or provide any person other than yourself with interests, rights, remedies, or benefits as outlined herein.

ACCESSING SERVICES FROM OTHER LOCATIONS
Our Services are intended exclusively for individuals and entities residing within the United States. We do not assert that materials offered through our Services are suitable or accessible for use in other locations. Individuals who opt to access our Services from other locations do so voluntarily and assume all associated risks, including the responsibility for complying with local laws where applicable. We retain the prerogative to restrict the availability of our Services to any individual, geographic area, or jurisdiction at our discretion, and to limit the provision of such services as we deem fit.